What to look for when you buy travel insurance

No matter how, where, when you’re travelling or who you are travelling with, it’s vital that you have top quality travel insurance in place to guarantee your safety and financial security. The most important thing is to make sure that you have the right level of cover to protect you, your family and your belongings if something unexpected were to happen.

There are a number of things to take into consideration when choosing travel insurance, and by making sure you have everything covered, you will be able to make the most of your trip without any unnecessary worry.

Here’s what you need to keep in mind when choosing your policy and level of cover:

• Where are you travelling? Make sure every destination you are visiting is covered under your policy, including any stopovers and places that you visit as part of a tour group or cruise.
• Who are you travelling with? You should ensure every one of your travelling companions is covered, so when you get a quote you need to enter the total number of adults and children who are travelling. We also provide options for your partner and children to travel independently.
• Do you have enough cover for medical expenses when you’re away? Make sure you also think about any pre-existing medical conditions that you need covered under your policy, and if you are visiting any particularly high-risk areas.
• How much are your valuables and belongings worth? You can choose varying levels of cover according to how many valuables you are taking with you on your trip, so if you are planning to bring expensive gadgets or you have a lot of personal money or important baggage, you need to make sure you choose an appropriate level of cover to protect it all.
• Will you be doing any sports or recreational activities? We cover a huge range of sports and activities automatically under our travel insurance policies – you can view the full list here. Make sure you check the conditions of how the plan covers certain activities, as some restrictions may apply.
• What are the limits and exclusions on your policy? Check these carefully in relation to your travel plans. You need to ensure you fully understand what is and isn’t covered under your insurance plan, including any medical, activity and general exclusions.

At V Travel Insurance we are dedicated to providing comprehensive and cheap travel insurance for your next trip. You can get a quote now by simply filling in your information and travel details.