If you need travel insurance for your return trip back to Australia, simply fill in our Quick Quote form\u00a0to the right and you will be fully covered in 48 hours.<\/p>\n
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Policy Conditions<\/h2>\n
To apply for travel insurance for Australians overseas from Insure4Less, you simply need to be:<\/p>\n
- \n
- An Australian resident<\/li>\n
- Returning to Australia by the end date of the policy<\/li>\n
- Aged 70\u00a0or under<\/li>\n<\/ul>\n
You also need to be aware that you will not be covered for the first 48 hours from the date of buying your policy.<\/p>\n
Please see our\u00a0Frequently Asked Questions<\/a>\u00a0and\u00a0Product Disclosure Statement<\/a>\u00a0for more details about our travel insurance policies, or email us at travel@insure4less.com.au.<\/p>\n
What You’ll be Covered For<\/h2>\n
Taking out cover when you\u2019re already overseas will not affect your amount of coverage or the levels of cover available to you. You still have the same full features and inclusions in your plan, and will be covered for a range of situations that can happen to you while you\u2019re travelling.<\/p>\n
No matter how far into your trip you are when you take out travel insurance for Australians overseas, you will be automatically covered after a 48 hour waiting period for the following things:<\/p>\n
Medical Expenses and Emergencies<\/h3>\n
Our Medical Emergency Service is available 24 hours a day, 7 days a week and 365 days a year to ensure all your medical emergencies are seen to quickly and appropriately.<\/p>\n
This Assistance Service will help you with paying medical and hospital bills, rescheduling travel plans, returning you to your home country or another appropriate medical facility if required, and arranging for a family member or friend to come and stay with you.<\/p>\n
Travel Delays and Missed Departures<\/h3>\n
We\u2019ll cover any additional travel and accommodation expenses required to reach your destination when you\u2019re delayed or miss your connecting flight due to certain circumstances.<\/p>\n
Cancellation Fees and Lost Deposits<\/h3>\n
If you have to cancel or cut short your trip for certain reasons such as illness, injury, pregnancy, redundancy, an accident or death, we will cover any non-refundable expenses for prepaid travel and accommodation.<\/p>\n
Luggage and Personal Belongings<\/h3>\n
We offer varying levels of cover for loss, theft or damage to your luggage, valuables and personal belongings. This includes important travel documents such as your passport, tickets and visas, and your personal money. You can choose appropriate cover to align with the value of your belongings and how much you are bringing with you.<\/p>\n
Terrorism and Catastrophes<\/h3>\n
At Insure4Less we are proud to also include cover for natural disasters, terrorism and overseas medical expenses for epidemics and pandemics. Your personal security is highly important to us, and if your trip is directly affected by a catastrophe such as a hurricane,\u00a0then your travel insurance for Australians already overseas will cover any additional travel and accommodation expenses and if necessary, the cost of returning home.<\/p>\n
Cruises<\/h3>\n
Cruise holidays are automatically given the same amount of cover and financial protection as any other overseas holiday. Travelling on a domestic cruise on Australian waters? Simply select your area of travel as \u2018Australia – Cruise\u2019 to receive your cover.<\/p>\n
Snow Sports and Recreational Activities<\/h3>\n
Our travel insurance plans include cover for a wide range of sports and activities from bungee jumping and tandem parachuting to scuba diving and kayaking. There\u2019s even a snow sports option! View our full list<\/a> to see what\u2019s included.<\/p>\n
And more!<\/h3>\n
If you\u2019re already overseas when you take out a travel insurance policy, depending on which plan you select, you will still be covered for a number of additional things such as car rental excess, personal liability, legal advice and expenses, travel carrier insolvency, search and rescue expenses, accidental death and permanent disability, abandonment of trip, and much more.<\/p>\n
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<\/h2>\nFor More Information<\/h2>\n